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Lesson Plans

Re: allergies, etc.

[ Thread ][ Subject ][ Author ][ Date ]
Woody Duncan (wduncan)
Thu, 25 Nov 1999 13:55:08 -0600

My one million dollar liability insurance is an automatic benefit of
NEA membership. It's worth every penny. In this sue happy world, you never
know when some parent will get the idea to bring charges. Don't listen
if they
tell you that the school board covers you. They do, but their lawyers
will settle
for the best deal they can get for the BOE. In "tort" liability the
blame is
divided up by percentages depending upon the courts idea of the percent of
responsibility you share. A three million dollar settlement might cost
$300,000.00 if you were only 10% liable. The NEA "union" lawyer only settles
when you are satisfied, they are your lawyers and are working for you.
If I'm wrong on this one someone let me know, Woody in KC
I also carry a million dollar umbrella policy to cover things away from school.
It costs $140.00 extra each year for the piece of mind that our
retirement funds
and real estate won't be sucked up in some lawsuit.

Lisa Skeen wrote:
> "Fields, Linda" wrote:
> > Personally, I have worried about being held accountable years from now for a
> > situation I mayhave known nothing about at the time.
> This brings to mind that I have heard of some teachers carrying malpractice
> insurance. Does anybody here do that, and if so I would be interested in
> finding out your reasons why, and how much does it cost.

                I'm from Kansas, where evolution is outlawed
                 and the monkeys are in charge of the schools
                       To respond to me privately via E-mail
                         click on wduncan
You are welcome to visit my Web Site at
  This E-mail message is from Artist/Teacher Woody Duncan
             Rosedale Middle School in Kansas City, Kansas
the new URL for school is
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 to see my students working in the RMSartSTUDIO click on

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