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--------- Begin forwarded message ----------
From: SCarl49932 <SCarl49932>
To: cheryl144, WITHAMT,
MKemper608,kalaskas, MAGNAW, Photoisme,
Subject: here is one for southerners
Date: Sun, 17 May 1998 02:24:09 EDT
Only in the US Legal System
A Charlotte, North Carolina man, having purchased a case of rare,
very expensive cigars, insured them against ... get this ....fire.
Within a month, having smoked his entire stockpile of fabulous
cigars, and having yet to make a single premium payment on the
policy, the man filed a claim against the insurance company.
In his claim, the man stated that he had lost the cigars in "a series
of small fires." The insurance company refused to pay, citing the
obvious reason that the man had consumed the cigars in a normal
fashion. The man sued...and won.
In delivering his ruling, the judge stated that since the man held a
policy from the company in which it had warranted that the cigars
were insurable, and also guaranteed that it would insure the cigars
against fire, without defining what it considered to be "unacceptable
fire," it was obligated to compensate the insured for his loss.
Rather than endure a lengthy and costly appeal process, the insurance
company accepted the judge's ruling and paid the man $15,000 for the
rare cigars he lost in "the fires."
After the man cashed his check, however, the insurance company had
him arrested on 24 counts of arson. With his own insurance claim and
testimony from the previous case being used as evidence against him,
the man was convicted of intentionally burning the rare cigars and
sentenced to 24 consecutive one year terms.
--------- End forwarded message ----------
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