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From: Christa Wise (cwise_at_TeacherArtExchange)
Date: Mon Mar 31 2003 - 06:10:57 PST

I am married to an insurance guy. Think about an "umbrella liability"
policy to indemnify you in and out of the classroom. The coverage is in
addition to your auto and home liability and it protects you to $5,000,000
for about the same cost per year. Compare. Ask your agent.